Does everyone get automatically approved?

Afterpay does not approve 100% of orders. They are committed to ensuring that they support responsible spending.

Things to consider:
- Are there sufficient funds on your card? (generally Afterpay will look to see the first installment amount is available)
- The minimum spend is $35 USD
- The length of time you have been using installments by Afterpay
- The amount you have to repay, (it may help to pay some off, but that is not a guarantee)
- The value of the order you are trying to place, it may help to reduce the value of your shopping cart (this is not a guarantee)
- Adding a credit card may increase your spending power (this is not a guarantee)
- The number of orders you currently have 'open' with Afterpay (this is not a guarantee)

It can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, the rules and approval process help Afterpay responsibly offer a completely free service to shoppers.